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Tips to Improve Your Credit Score Before Applying for a Mortgage

Having a less than ideal credit score can take the fun out of buying a new home. Your credit score is one of the biggest factors that a lender will evaluate when you apply for a mortgage, and the interest rate you are offered is directly related to your credit score. Lenders want to see that you can pay back the loan in a responsible and timely...

Q&A for First Time Home Buyers

Q: What questions should I ask myself before applying for a loan?Buying a home is a very exciting time, but not knowing where to start or what to expect can leave new homeowners very stressed and anxious. Important factors to consider when buying a home are aspects like job stability, home mortgage loans, location, credit score, and down payment...

What You Need To Know About Mortgage Interest Rates

A Mortgage is type of lending that enables you to pay a portion of home’s cost upfront, while the money a lending institution loans you covers the remainder. Despite you having a lot to gain from taking a mortgage, it’s imperative to know the numerous ins and outs of the process to set yourself up for financial success. Mortgage interest rates...

First Steps in Buying a House: Saving & Mortgage Pre-Approval

Purchasing a new home can be an overwhelming task, especially if it’s your first time. However, there are millions of people who have successfully purchased houses before; meaning you can get through this process smoothly with a bit of planning and education. Notably, after doing your homework well, you will have a good chance of qualifying for...

Prepare for the Major Steps in the Process of Buying a Home

First time homebuyers may feel somewhat overwhelmed and lost when first diving into the process of buying a home. Home buying is a personal decision and likely the largest purchase of a lifetime. Buying a home is also a smart move; with many professionals, advice, guidance and tools available to assist. If you’re a first time homebuyer and looking...

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