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5 Tips For First Time Home Buyers

Homeownership is the cornerstone of strong communities. Reaching it is a pinnacle moment for people where their hard work and effort materializes in the perfect home for them and their families. While it is an exciting and emotional process, there is a lot to keep track of and a lot of things to get done. Like anything in life, your first time...

Is a Zero Down Payment on a Mortgage a Smart Move?

There are many different types of mortgages out there that vary in terms, rate, length and more. However, zero down payment mortgages can sometimes catch first time home buyer’s eye, since a down payment is a large sum of money. Although zero down payments sound great in theory, it is not always the best option for buyers.

How to Save for a Home Effectively

Buying a home is one of the most exciting purchases you can make. However, it is also a huge financial decision and you must be sure you’re ready to take on the financial burden of home ownership. Setting savings goals to buy a home is one of the best ways to financially prepare yourself. Still, it is easier said than done to always stick to...

Down Payment Savings Tips for First Time Home Buyers

Are you planning on buying a home? Like many people, it is probably the largest purchase you will make in your lifetime. If you are a first time home buyer, you are probably wondering where and how you can save up for a down payment. A down payment is a one-time cash payment and its size will affect the mortgage payment you will be making on a...

Is it Better to Buy or Rent? The Decision is a Personal One

Chances are you have asked yourself at least once, “is it better to buy or rent a home?” Often times, you’ll hear many argue that the best option is to own a home. Contrary to popular belief, there is no one universal answer. However, you should be asking yourself “based on my current situation, is it better to buy or rent?” Moving is a big...

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