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How to Calculate PMI for Your Mortgage

Imagine you have found the perfect house for your family. The yard, the finished basement, the two-car garage, all the bedrooms, and bathrooms -- it’s the ideal space. But there is a problem. The standard 20% down payment is more than you can afford.

The Steps to Get a Mortgage

A considerable number of home buyers require a mortgage to realize their dream of home ownership. However, this does not imply that lenders easily give them out to anyone who asks. As a buyer, you should know the process and requirements that must be met to get the mortgage you’ll need.

Handling Financing While You Find Real Estate

Owning a home is a dream to many people; however, it can be challenging making sure you take the right financing and mortgage steps to find a financial situation that’s best for you. Knowing what to expect in the financing and real estate process will allow you to make solid decisions about your property and mortgage purchases. Here are some of...

Mortgage Gift Letter Template for First Time Home Buyers

If you are buying a home, it may be helpful for you to know that mortgage lenders allow financial gifts to be used towards a mortgage down payment. Gifts can be a valuable tool for people trying to finance their first home, and knowing how to correctly apply a mortgage gift to your down payment is important if you’re planning to receive a gift...

How Bi-Weekly Mortgages Benefit Homebuyers

Just because a mortgage is typically paid once per month, doesn’t mean you have to stick to the traditional one payment per month mortgage model. A sometimes overlooked way of making mortgage payment is the bi-weekly payment option.

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