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First Time Home Buyer Mistakes to Avoid

Purchasing a home is among the most significant financial decisions that you will make in your life. Becoming a homeowner can be exhilarating and exciting; however, you want to make sure you’re educated and prepared for the process so that you can enjoy a smooth home buying journey.

Important Steps to Take Before Checking Out the Real Estate Market

Buying a home can be overwhelming, especially for first time buyers. However, there are several sources of education available to help guide on how to buy a house as a first time home buyer. This article provides a guide on the various steps to follow before jumping into the real estate market.

How to Get Started on Your Down Payment Savings

Down payments can sometimes be an obstacle that stand between a first time home buyer and their dream home; but they don’t have to be! Putting down an initial lump sum of cash is no small investment. Typically, the rule of thumb for mortgages is to put down is 20% of the homes initial price. However, many people end up putting down less than...

First Time Buyer Mortgage Checklist

The first step for a homebuyer looking to enter the real estate market as a financed buyer is preparing for and gathering the information they need to apply for pre-approval. During the pre-approval process, the buyer is evaluated on whether they qualify for the loan and the amount of the mortgage they qualify for. This should not be confused...

Tips to Improve Your Credit Score Before Applying for a Mortgage

Having a less than ideal credit score can take the fun out of buying a new home. Your credit score is one of the biggest factors that a lender will evaluate when you apply for a mortgage, and the interest rate you are offered is directly related to your credit score. Lenders want to see that you can pay back the loan in a responsible and timely...

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